COMMERCIAL BANKING AND ROLE OF RBI
SYLLABUS
UNIT I
Structure of Indian Financial System, Central Bank-Regulatory framework SWOT
analysis of commercial Banks and challenges before commercial Banks.
UNIT II
Business environment of Commercial Banks. Definition of Customer and Banker. Various
deposit schemes and customers Rights and duties of Bankers, Negotiable instrument act
and various methods of granting advances viz Cash credit, bills discounting and term
loan finance.
UNIT III
Various forms of financing methods under non-fund-based limits viz Bank guarantees
and letters of credit etc Appraisal of Fund Based limits and non-fund-based limits viz
ratio analysis, MPBF method of assessing working capital requirement. Method of
assessing non fund based limits.
UNIT IV
To discuss case study on working capital assessment and appraisal of Term loan appraisal
- Various types of charges for creation of securities and Monitoring of advances.
UNIT V
Balance sheet management and Profit and Loss Management - Management of Non
performing assets - Capital Adequacy under Basel II guidelines, Asset liability
Management and various other risk management.